Credit correction can help maximize your credit score.

Make sure your credit reports are accurate and error-free.

Credit Restoration

Credit correction can be a key process in your financial success. Ensuring your credit report is error free helps present you in the best possible light to creditors, lenders, and everyone else that uses your credit report to assess your financial life. And that’s exactly what the process called “credit correction,” or “credit repair” can do for you. (And yes, those two terms all refer to the same thing!)

What is Credit Correction (AKA Credit Repair)?

Credit repair helps you treat your credit effectively. We start with a simple definition so you can understand what credit correction (also called “credit repair”) is and how it helps you achieve a better financial outlook. Build your knowledge so you can decide if, when, and how you can use restoration to build a better credit score.

If you correct mistakes that often appear on your credit report, you can actually improve your credit score.

That’s what credit repair services (or similar services by different names) do. They review your credit reports, identify errors and then do the legwork to dispute those errors with the credit bureaus. And this is a legitimate (and often extremely useful) service, so not all credit repair companies are scammers. You just have to be able to tell what’s real from fraud.

So really, what is a credit repair service and what do they do?

Why you need to correct your credit report

A credit report is a living history of your credit usage. Each credit bureau (Experian, Equifax, TransUnion) maintains its own version of your credit file. You’d expect or at least hope that the credit bureaus could maintain accurate records – and you’d be wrong. According to study from Experian…

1 in 4 contain an error that would negatively impact a consumer’s credit score

1 in 20 contain an error that’s bad enough to decrease a consumer’s credit score by 25 points or more

You can benefit from credit card debt help if you…

You can benefit from credit correction if you...

  • Have not reviewed your credit reports in the past twelve months.
  • Are taking on new debt soon, such as a new mortgage or auto loan and want to ensure you get the best interest rate possible.
  • Recently recovered from bankruptcy or financial distress and need to make sure bad debts have been removed.

  • FAQs

    Frequestly Asked Questions

    Q:
    How long does credit repair take?
    A:

    If you’re trying to maximize your credit score to help you accomplish a specific financial goal, then it’s important to understand how long the process generally takes so you can plan accordingly. Contact us to see what you can expect with credit repair and how soon you can expect a better score.

  • Testimonials

    Testimonials

    nancy

    “I was always treated with respect any time that I called. It is not easy to admit that I did this to myself. I never felt judged by any of the counselors that I talked to. Thank you!”

    Nancy C.
    Danny

    “When I found out my credit score was 511 I was embarrassed. I had to do something. In one year, my credit score has increased to 690! I can't believe how far I've come in such a short amount of time.”

    Danny D.